Personal Loan

Discover projects, contractors, and exceptional financing options to enhance your home or business and contribute to a greener California.

We are part of the California Hub for Energy Efficiency Financing (CHEEF), a state-administered program working towards a cleaner and more energy-efficient California. Funds from investor-owned utility ratepayers power our program, and we partner with finance providers and local contractors to make it happen. CHEEF has also received funding from the California Energy Commission’s Equitable Building Decarbonization Incentive Program, which is part of California Climate Investments, a statewide program that puts billions of Cap-and-Trade dollars to work reducing greenhouse gas (GHG) emissions, strengthening the economy, and improving public health and the environment, particularly in Priority populations. CHEEF is administered by the California Alternative Energy and Advanced Transportation Financing Authority (CAEATFA), which is housed in the California State Treasurer’s Office. Learn more on the CAEATFA website. 

The CHEEF and a series of energy efficiency financing pilot programs were authorized by the California Public Utilities Commission (CPUC) and developed in collaboration with the investor-owned utilities:

  • Pacific Gas and Electric Company (PG&E®)

  • Southern California Edison (SCE®)

  • Southern California Gas Company (SoCalGas®)

  • San Diego Gas & Electric Company (SDG&E®)

 

home equity line of credit (HELOC)

Liquidity built for the future, available today.

Figure uses blockchain technology to reduce cost, improve speed, and expand products for consumers and institutions.

Complete our 100% online
application

No in-person appraisal needed for loans under $400K. Prequalification won’t affect your credit score. You’ll instantly see your HELOC options.

Get approved in 5 minutes,
funding in as few as 5 days

Borrow from $15,000 to $750,000 with one-time origination fee. Easy online notary services in most locations with expert support.

Option to redraw up to 100%

Take advantage of the option to take additional draws as needed.